Podgorica, (MINA-BUSINESS) – Compared with March, the average liquid assets of Montenegrin banks increased by 2.75 percent to €1.3 billion at the end of April.

According to the statistics released by the Central Bank of Montenegro (CBCG), the average liquid assets decreased by 1.4 percent year on year in April. 

The liquidity index of the banking system was above the required minimum in this period. 

At the end of April, the combined balance of all banks amounted to €7.9 billion, 0.73 percent more than in March, and 9.49 percent more than in the same period in 2025.  

In the overall structure of banks’ assets, the highest share was that of loans at 70.33 percent, securities at 15.95 percent, and cash and deposits with central banks at 10.29 percent, while other categories of assets accounted for 3.43 percent.

In the overall structure of liabilities, deposits had the highest share of 74.19 percent, followed by capital and loans at 13.5 percent and 8.86 percent, respectively. Other categories of liabilities accounted for the remaining 3.45 percent.

At the end of April, total bank capital amounted to €1.07 billion, up 0.92 percent from March and up 13.44 percent year on year.