Podgorica, (MINA-BUSINESS) – It was concluded at today’s meeting of the Fiscal Stability Council that public finances were stable, while the households' position was additionally strengthened through rising real wages and decreased unemployment.

At the meeting chaired by Central Bank (CBCG) Governor Irena Radovic, the Report on Financial Stability for the Second Quarter of 2025 was discussed, indicating growth in retail trade, construction, and industrial output during the first six months of the year. The same period, however, saw a year-on-year decline in tourist arrivals and overnight stays.

“Banking sector remained sound, liquid and solvent, with growing deposits. At the end of June, total deposits amounted to €5.71 billion or 77 percent of banks’ liabilities,” stated a press release issued after the Council meeting

Deposits increased by €329 million or 6.11 percent at the annual level. In the same period, total loans increased by 15.23 percent to €5.17 billion. 

“New loans recorded a year-on-year increase of 40 percent in the first six months of 2025,” the press release reads. 

According to the report, banking sector's exposure to systemic risks at the end of the second quarter of 2025 was moderate, with still present cyclical risks, primarily of rising real estate prices and increased households’ borrowings. If such trends continue, CBCG will act by amending macroprudential policy or other instruments.