Podgorica, (MINA-BUSINESS) – According to the statistics released by the Central Bank of Montenegro (CBCG), the average liquid assets of Montenegrin banks decreased by 2.26 percent last November to €1.45 billion.

Compared with the corresponding period in 2024, the average liquid assets decreased by 2.32 percent in November.

The liquidity index of the banking system was above the required minimum in this period. 

At the end of November, the combined balance of all banks amounted to €7.71 billion, 0.07 percent less than in October, and 8.72 percent more than in the same period in 2024. 

In the overall structure of banks’ assets, the highest share was that of loans at 67.76 percent, securities at 17 percent, and cash and deposits with central banks at 11.74 percent, while other categories of assets accounted for 3.5 percent.

In the overall structure of liabilities, deposits had the highest share of 78.15 percent, followed by capital and loans at 12.04 percent and 4.26 percent, respectively. Other categories of liabilities accounted for the remaining 4.55 percent.

At the end of November, total bank capital amounted to approximately €1 million, up 1.49 percent from October but up 10.04 percent year on year.